true 100% financing. $0 money at closing

true 100% financing!  yayy!

..and NO mortgage insurance It’s the real deal.  This is the best loan I’ve found since USDA or VA.  USDA and VA are 100% programs with NO mortgage insurance, BUT with USDA your property must be eligible, by being in a ‘rural’ area.  With VA you must be or have been in the military and [...]

Busiest weekend of the YEAR | I’m available to show homes

Bowie Baysox

I LOVE Memorial day weekend.  It’s the beginning of summer!  What are your plans…?  Ocean City, cook out with friends, eat crabs, see the Orioles or the Nationals or the Baysox play?  Actually ONLY the Nationals have home games this entire weekend… 7pm tonight, 1pm Sat & Sun, and 1pm Monday.  The Frederick Keys have [...]

Dude, where’s my AC unit?

Vandalized a/c unit, foreclosure

How much do A/C unit ‘coils’ go for in the open market? Tanya and I did our walk-through Thursday evening.  Everything went fine until we saw a completely dismantled A/C unit on her back deck. What the heck??  Last checked at Home Inspection, we had a fully operational A/C unit.  This was an old unit [...]

What does ‘as is’ mean? | Foreclosures

townhome foreclosure, new roof paid for by Bank

I seem to be working with a lot of foreclosures lately.  Every one of them writes “as is” on the Listing.  Basically what you see is what you get.  You, the buyer, still are given the opportunity to do a Home Inspection AND we’ll make sure you can still get out of the contract if [...]

Villages at King Farm, 6 left starting at $279,900

Villages at King Farm

Looks like #7 is going under contract soon, which leaves 6 units available in the Workforce Housing Program.  WHP is a planned community in King Farm – Rockville – Montgomery County, Maryland.  It has allowed buyers with certain income levels to buy a home at a ‘below market’ price in exchange for certain controls. The [...]

I’m ready to buy a home, now what?

Here’s a general punchlist of items to be aware of and stay on top of.  Have your Real Estate Agent assist you, you should not feel on your own.  It can be an overwhelming process and there’s so much to do. BUYER PUNCHLIST ___All Buyers information. Give to BJ your current address and best phone [...]

Another 100% financing option | MD VA D.C.

One of my current clients stumbled upon another 100% financing option that’s out there, with a local lender.  What makes it so desirable, is that is has ZERO mortgage insurance. On a $200,000 sales price.. if you chose FHA; $7,000     3.5% down payment $2,000     1.0% UPfront mortgage insurance $184/month   1.15% monthly mortgage insurance. Same scenario, [...]

The multiple listing data appearing on this website, or contained in reports produced therefrom, comes in part from Metropolitan Regional Information Systems ("MRIS"). The information provided is for the viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All real estate listings include detailed information about them that includes the name of the listing brokers and therefore may reference real estate listing(s) held by a brokerage other than the broker and/or agent who owns this web site.

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